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DEFINITIONS
“Terms” means these terms and conditions noted in this Site Legal Notice;
“Product Provider” means any business, mortgage lender, life assurance company, mortgage broker, insurance broker, bank, building society or any other financial institution or company providing a product or service;
“Us/ Our” means My Secured Loan (www.mysecuredloan.co.uk)
“You” means the user of the www.mysecuredloan.co.uk website.
The following Terms apply to your use of our website. If you are not over 18 or not living in the United Kingdom you will not be able to use this website and you should not attempt to make an application, although subject to your acceptance of these Terms you should feel free to browse. If you do not agree to be bound by the Terms set out below you should not use this website.
COPYRIGHT INFORMATION
You acknowledge and accept that all copyright, trademarks and all other intellectual property rights in all material or content provided as part of the website belong to us. No part of this website may be copied, reproduced, or translated to another language.
OUR LIABILITY TO YOU
While we will use all reasonable endeavours to ensure the accuracy of any information placed on the website, we make no representations or give any warranties of any kind with respect to this site or its contents and we disclaim all representations, except where fraudulently made, and warranties. In addition we make no representations or warranties about the accuracy or the information contained on this website. The information provided to you in connection with the products is provided by the Product Providers and you acknowledge that we have no liability to you with respect to the accuracy of such information. As we rely on information given to us by third parties there may be a time delay in keeping that information up to date. You should therefore check the accuracy of the information.
The website may not cover all Product Providers in the market. These disclaimers do not attempt to disclaim liability for matters that cannot be excluded under any applicable English law.
We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the site or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy or reliability of the materials. We will not be liable to you for any loss of content or material uploaded or transmitted through the website.
We cannot guarantee that a Product Provider will be able to deliver a product or service at any particular time. We do not accept any liability in the event of withdrawal of any offering or for rejection of your application by the Product Provider for any reason whatsoever.
Neither we, nor any of our directors, agents or employees will be liable for damages arising out of or in connection with your use of this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including, without limitation, compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss or damage to property and claims of third parties. We do not exclude any liability for death or personal injury resulting from our negligence or that of our directors, agents or employees.
This website is designed to provide you with general information only and does not attempt to give you advice or recommendation on any particular product or service.
INDEMNITY
In using this website, we require that you abide by these Terms. If you fail to abide by them, and this failure causes us to suffer a claim, action, liability, or loss because of your failure to abide by these Terms, you agree to indemnify us, on demand, for all costs and expenses, including legal fees, which arise out of your failure to abide by these Terms.
OUR RIGHTS
We reserve the right at any time to modify or withdraw, temporarily or permanently, the website or any part of it without notice to you and we will not be liable to you in any way for any modification or withdrawal of the website. We also reserve the right to modify these Terms without reference to you.
We reserve the right at any time to refuse to process a transaction for any reason. We will not be liable to you or any third party by reason of our failing to process a transaction.
By making an application for any financial investment or insurance you expressly authorise us to transmit information or to obtain information about you from third parties from time to time, including but not limited to your credit reports, in order to authenticate your identity.
THIRD PARTY LINKS
This website may contain links to other websites, which are not under the control of and are not maintained by us. We are not responsible for the availability or the content of such websites. We provide these links for your convenience only but do not endorse nor do we edit or vet the material on any such websites and are not responsible or liable, directly or indirectly, for any loss however caused to you by your use of any external site.
MISCELLANEOUS
The information on this website is for residents of the UK only. We shall not be liable to you where performance of any of our obligations to you is prevented, frustrated or impeded by any circumstance or cause beyond our control. If any part of these Terms is found to be unenforceable as a matter of law, all other parts of these Terms shall not be affected and shall remain in force.
GOVERNING LAW
These Terms shall be governed by and construed in accordance with English law and the English courts shall have jurisdiction over any disputes between us.
PRIVACY STATEMENT
My Secured Loan is committed to respecting and protecting your privacy. The information that you give us will then be passed by us to potential providers and researchers who will use that information and respond with the terms they are prepared to offer. The law requires us to have your consent before we use any personal information you give us or pass on to any third parties connected with The Company. As outlined in our Terms of Business in order to deal with your requirements properly in utilising our services you agree that:
1) The information we hold about you can be held on computer and/or paper files.
2) Any information that you give us, including sensitive personal data such as health and medical records, may be disclosed to selected third parties (e.g. product providers and fraud prevention agencies) for the purposes of processing your application.
3) We may use the information that we can hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services, which may be of benefit to you.
4) Although we will try to obtain the most competitive product for you we will not send your personal details outside the European Union, Channel Islands or the Isle of Man.
5) We (and any third party to whom we have passed your information with your consent) may use the information that we, or they, hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services which may be of benefit to you. We may track the pages visited on this website to bring you such further information.
6) We agree that any consent given by you, may be withdrawn by you at any time by contacting us in writing and we will do everything we can to honor such requests.
You have the right, at any time, to contact us and ask for a copy of the information that we hold about you. You may be charged a fee for this.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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